Crypto.com Card fees
Available in the EEA
- Operator
- Crypto.com
- Custody
- Custodial
Fees below are the European schedule (residential address in Europe).
Published verdict · $1,000 foreign purchasefloor
Read from issuer documents · 9/9 sourced · last read 2026-07-24
Foreign purchase
published components only
Cost to hold
annual fee, as published
Cashback
as published
Yield
none sourced
Read the fee schedule before you apply
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These fees are quoted, not measured. FeeFloor measures exchange execution cost from live order books. A card fee cannot be measured that way — it is published by the issuer. So every figure below links to the issuer’s own document and shows the date we last read it. 9 of 9 fee fields on this card are backed by a primary document.
Published fees
“Not published” means we read the issuer’s documents and the figure was not there — not that it is free.
| Fee | Published |
|---|---|
| Monthly fee | Varies No standing monthly fee. An inactivity fee of EUR 5 per month applies after 12 months with no cardholder-initiated financial activity; declined and refunded transactions do not count as activity. |
| Annual fee | Not published |
| Physical card | Varies by tier Midnight EUR 4.99. Ruby EUR 24.99 for Level Up Plus monthly subscribers with under 6 months consecutive subscription; free for annual subscribers, monthly subscribers with at least 6 consecutive months, or users with an active Level Up lockup or stake. |
| Virtual card | Not published |
| Replacement | Varies by tier Midnight EUR 45.01; all other card tiers EUR 50. Card upgrade waived. |
| Funding / conversion | 1% Debit or credit card top-up. Account closure costs EUR 50. |
| Foreign currency | Varies by tier Midnight tier only: non-EUR purchases and ATM transactions charged 0.2% within the EU and UK, 2.0% outside the EU and UK (effective 2 September 2025). All other card tiers: no fee. |
| ATM (domestic) | 2% Charged on amounts above the monthly free ATM limit, which varies by tier: Midnight EUR 200, Ruby EUR 400, Indigo/Jade EUR 800, Icy/Rose EUR 800, Obsidian EUR 1,000. Any ATM surcharge from the operator counts towards the withdrawal limit. |
| ATM (international) | 2% Same schedule, plus the Midnight-tier foreign transaction fee where applicable. |
What a purchase actually costs
Computed from the fees the issuer publishes, at two purchase sizes. When any component is unpriced — a tiered rate, a “varies”, a fee in another currency — the total is a floor, not the full price. No issuer on our list publishes its conversion spread, so none of these totals include it.
Base-currency purchase
- Funding / conversion1%
- On a $10 purchase
- $0.10 (1.00%)
- On a $1,000 purchase
- $10.00 (1.00%)
Foreign-currency purchase
- Funding / conversion1%
- Foreign currencyVaries by tierdepends on tier or region
- On a $10 purchase
- $0.10 (1.00%)floor
- On a $1,000 purchase
- $10.00 (1.00%)floor
Tiers
- Midnight
Free ATM limit EUR 200 per month.
- Ruby
Free ATM limit EUR 400 per month.
- Indigo / Jade
Free ATM limit EUR 800 per month.
- Icy / Rose
Free ATM limit EUR 800 per month.
- Obsidian
Free ATM limit EUR 1,000 per month.
What the issuer states
- Operator
- Crypto.com
- Issuing entity
- Not stated
- Network
- Visa
- Reward asset
- Not stated
- Chains
- Not stated
- Assets
- Not stated
- KYC
- Full (identity verification required)
- Cashback
- up to 5%
- Savings APY
- Not stated
- Funding methods
- CryptoCardBank transfer
- Cashback: CRO rewards by Level Up tier, with per-tier monthly caps ($25, $75, then no limit). Travel-spending rewards marked "coming soon".
- Funding: Issuer: "You can fund your Crypto.com Prepaid Visa Card with over 100 top cryptocurrencies."
Best for
- Cashback
- Crypto.com users
Computed from the published record — hover a tag for the fact that earned it. Not editorial picks.
Separate published schedules exist for Europe, the UK, the US, Canada, Australia/NZ, Singapore, Brazil and select LATAM markets, and Bahrain/GCC. This record covers Europe only; ATM limits are EUR 2,000 daily, EUR 10,000 monthly, EUR 75,000 yearly, max 3 withdrawals per day.
How Crypto.com Card compares
The issuer publishes no figure for annual fee and virtual card — 2 of the nine categories we track. We record that as "not published" rather than assuming zero, because an unpublished fee is a question, not an answer. If you depend on one of these, the only reliable source is the issuer's support channel, in writing.
Every comparison in this section is computed from the 43-card registry at render time — when a record changes, these sentences change with it.
Other Visa cards on file
The part we can measure
Crypto.com Card is issued by Crypto.com, which FeeFloor measures directly. Spending crypto on this card means converting it first, and that conversion carries a cost the issuer does not quote as a fee. Our live measurement of what a trade actually costs on Crypto.com — fee plus spread plus order-book slippage — is the closest honest proxy for it.
Measured Crypto.com trading costSources
- Issuer sitecrypto.com· Confirmed by hand, 2026-07-24
- Fee documenthelp.crypto.com· Issuer document, read 2026-07-24
- Termsnone found· Not verified against an issuer document
FeeFloor is not affiliated with Crypto.com Card and does not verify the issuer’s regulatory status or whether the card is legally available to you. Card terms change without notice — check the issuer’s page before acting on anything here. Report a correction.
Thinking about Crypto.com Card?
Read the fee schedule at the source before you apply — the figures on this page are what the issuer published on the date shown beside each one, and card terms change without notice.
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