Crypto.com Card card fees
Available in the EEA · Visa · custodial
Fees below are the European schedule (residential address in Europe).
These fees are quoted, not measured. FeeFloor measures exchange execution cost from live order books. A card fee cannot be measured that way — it is published by the issuer. So every figure below links to the issuer’s own document and shows the date we last read it. 9 of 9 fee fields on this card are backed by a primary document.
Published fees
“Not published” means we read the issuer’s documents and the figure was not there — not that it is free.
| Fee | Published |
|---|---|
| Monthly fee | €5 Inactivity fee only: EUR 5 per month after 12 months with no cardholder-initiated financial activity. Declined and refunded transactions do not count as activity. No standing monthly fee. |
| Annual fee | Not published |
| Physical card | Varies by tier Midnight EUR 4.99. Ruby EUR 24.99 for Level Up Plus monthly subscribers with under 6 months consecutive subscription; free for annual subscribers, monthly subscribers with at least 6 consecutive months, or users with an active Level Up lockup or stake. |
| Virtual card | Not published |
| Replacement | Varies by tier Midnight EUR 45.01; all other card tiers EUR 50. Card upgrade waived. |
| Funding / conversion | 1% Debit or credit card top-up. Account closure costs EUR 50. |
| Foreign currency | Varies by tier Midnight tier only: non-EUR purchases and ATM transactions charged 0.2% within the EU and UK, 2.0% outside the EU and UK (effective 2 September 2025). All other card tiers: no fee. |
| ATM (domestic) | 2% Charged on amounts above the monthly free ATM limit, which varies by tier: Midnight EUR 200, Ruby EUR 400, Indigo/Jade EUR 800, Icy/Rose EUR 800, Obsidian EUR 1,000. Any ATM surcharge from the operator counts towards the withdrawal limit. |
| ATM (international) | 2% Same schedule, plus the Midnight-tier foreign transaction fee where applicable. |
Tiers
- Midnight
Free ATM limit EUR 200 per month.
- Ruby
Free ATM limit EUR 400 per month.
- Indigo / Jade
Free ATM limit EUR 800 per month.
- Icy / Rose
Free ATM limit EUR 800 per month.
- Obsidian
Free ATM limit EUR 1,000 per month.
What the issuer states
- Operator
- Crypto.com
- Issuing entity
- Not stated
- Network
- Visa
- Reward asset
- Not stated
- Chains
- Not stated
- Assets
- Not stated
Separate published schedules exist for Europe, the UK, the US, Canada, Australia/NZ, Singapore, Brazil and select LATAM markets, and Bahrain/GCC. This record covers Europe only; ATM limits are EUR 2,000 daily, EUR 10,000 monthly, EUR 75,000 yearly, max 3 withdrawals per day.
The part we can measure
Crypto.com Card is issued by Crypto.com, which FeeFloor measures directly. Spending crypto on this card means converting it first, and that conversion carries a cost the issuer does not quote as a fee. Our live measurement of what a trade actually costs on Crypto.com — fee plus spread plus order-book slippage — is the closest honest proxy for it.
Measured Crypto.com trading costSources
- Issuer sitecrypto.com· Not verified against an issuer document
- Fee documenthelp.crypto.com· Issuer document, read 2026-07-24
- Termsnone found· Not verified against an issuer document
FeeFloor is not affiliated with Crypto.com Cardand does not verify the issuer’s regulatory status or whether the card is legally available to you. Card terms change without notice — check the issuer’s page before acting on anything here. Report a correction.