COCA card fees
Availability not published by the issuer
- Operator
- COCA
- Custody
- Self-custodial
Published verdict · $1,000 foreign purchase
Read from issuer documents · 9/9 sourced · last read 2026-07-24
Foreign purchase
no published components
Cost to hold
annual fee, as published
Cashback
as published
Yield
on balances, as published
Read the fee schedule before you apply
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These fees are quoted, not measured. FeeFloor measures exchange execution cost from live order books. A card fee cannot be measured that way — it is published by the issuer. So every figure below links to the issuer’s own document and shows the date we last read it. 9 of 9 fee fields on this card are backed by a primary document.
Published fees
“Not published” means we read the issuer’s documents and the figure was not there — not that it is free.
| Fee | Published |
|---|---|
| Monthly fee | Not published |
| Annual fee | Not published |
| Physical card | Not published |
| Virtual card | Not published |
| Replacement | Not published |
| Funding / conversion | Not published |
| Foreign currency | Not published |
| ATM (domestic) | Not published |
| ATM (international) | Not published |
What a purchase actually costs
Computed from the fees the issuer publishes, at two purchase sizes. When any component is unpriced — a tiered rate, a “varies”, a fee in another currency — the total is a floor, not the full price. No issuer on our list publishes its conversion spread, so none of these totals include it.
Base-currency purchase
- Funding / conversionNot publishednot published by the issuer
No published figure allows this to be computed — every relevant component is unpriced by the issuer.
Foreign-currency purchase
- Funding / conversionNot publishednot published by the issuer
- Foreign currencyNot publishednot published by the issuer
No published figure allows this to be computed — every relevant component is unpriced by the issuer.
From a third-party listing — not verified against the issuer
Cashback conditions: Starter: 1% unlimited Standard: 3% on first $1,000/mo, then 1% Standard+: 4% on first $1,750/mo, then 1% Premium: 5% on first $2,500/mo, then 1% Premium+: 6% on first $5,000/mo, then 1% Elite: 8% on first $10,000/mo, then 1%.
Source: ranked.plus, read 2026-07-27. Where this conflicts with the issuer-sourced table above, the table wins.
What the issuer states
- Operator
- COCA
- Issuing entity
- Not stated
- Network
- Visa
- Reward asset
- USD or EUR
- Chains
- Not stated
- Assets
- Not stated
- KYC
- Full (identity verification required)
- Cashback
- up to 8%
- Savings APY
- 2% – 5%
- Funding methods
- SEPACardCrypto
- Cashback: Marketed as up to 8% cashback, rising with spend. Subscription discounts (up to 50% off Netflix, Spotify) are a separate programme.
- Savings APY: Issuer: "Up to 5% on first $5,000, then 2%"
- Funding: Issuer: "You can also top up COCA with supported stablecoins on multiple blockchains directly to the Banking Account you control."
Best for
- Cashback
- Earning yield
- Self-custody
Computed from the published record — hover a tag for the fact that earned it. Not editorial picks.
Issuer markets up to 8% cashback and subscription discounts but publishes no fee schedule and no eligibility list on the site read.
How COCA compares
The issuer publishes no figure for monthly fee, annual fee, physical card, virtual card, replacement, funding / conversion, foreign currency, atm (domestic) and atm (international) — 9 of the nine categories we track. We record that as "not published" rather than assuming zero, because an unpublished fee is a question, not an answer. If you depend on one of these, the only reliable source is the issuer's support channel, in writing.
Every comparison in this section is computed from the 43-card registry at render time — when a record changes, these sentences change with it.
Other self-custodial cards
Sources
- Issuer sitewww.coca.xyz· Issuer document, read 2026-07-24
- Fee documentwww.coca.xyz· Issuer document, read 2026-07-24
- Termsnone found· Not verified against an issuer document
FeeFloor is not affiliated with COCA and does not verify the issuer’s regulatory status or whether the card is legally available to you. Card terms change without notice — check the issuer’s page before acting on anything here. Report a correction.
Thinking about COCA?
Read the fee schedule at the source before you apply — the figures on this page are what the issuer published on the date shown beside each one, and card terms change without notice.
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