SafePal Card fees

Mastercard9/9 sourced

Availability not published by the issuer

Operator: SafePal
Issuer: Fiat24

Published verdict · $1,000 foreign purchase

Read from issuer documents · 9/9 sourced · last read 2026-07-25

Foreign purchase

$10.00

published components only

Cost to hold

Free

annual fee, as published

Cashback

—

none sourced

Yield

—

none sourced

Read the fee schedule before you apply

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Get SafePal Card Fee document

These fees are quoted, not measured. FeeFloor measures exchange execution cost from live order books. A card fee cannot be measured that way — it is published by the issuer. So every figure below links to the issuer’s own document and shows the date we last read it. 9 of 9 fee fields on this card are backed by a primary document.

Published fees

“Not published” means we read the issuer’s documents and the figure was not there — not that it is free.

SafePal Card published fees
Fee	Published
Monthly fee	Free The issuer states there are no account management fees. Issuer document, read 2026-07-25
Annual fee	Free No account opening fees, management fees, or any other additional charges are stated. Issuer document, read 2026-07-25
Physical card	Not published Issuer document, read 2026-07-25
Virtual card	Not published Issuer document, read 2026-07-25
Replacement	Not published Issuer document, read 2026-07-25
Funding / conversion	Free The fee article states the standard deposit/top-up fee is set at 0%. Note that the SafePal banking page separately advertises rates "as low as 0.4%" for crypto top-ups and "as low as 0.6%" for fiat transfers and deposits. Issuer document, read 2026-07-25
Foreign currency	1% Charged on Mastercard transactions settled in a currency other than USD. A separate processing fee of 1 USD / 1 EUR / 1 CHF / 7 CNH applies per refund, depending on the payment currency. Issuer document, read 2026-07-25
ATM (domestic)	Not published Issuer document, read 2026-07-25
ATM (international)	Not published Issuer document, read 2026-07-25

What a purchase actually costs

Computed from the fees the issuer publishes, at two purchase sizes. When any component is unpriced — a tiered rate, a “varies”, a fee in another currency — the total is a floor, not the full price. No issuer on our list publishes its conversion spread, so none of these totals include it.

Base-currency purchase

Funding / conversionFree

On a $10 purchase: $0.00 (0.00%)
On a $1,000 purchase: $0.00 (0.00%)

Foreign-currency purchase

Funding / conversionFree
Foreign currency1%

On a $10 purchase: $0.10 (1.00%)
On a $1,000 purchase: $10.00 (1.00%)

What the issuer states

Operator: SafePal
Issuing entity: Fiat24
Network: Mastercard
Reward asset: Not stated
Chains: Arbitrum
Assets: USDC
KYC: Full (identity verification required)
Cashback: Not stated
Savings APY: Not stated
Funding methods: Crypto

Funding: Crypto top-ups across 40+ chains settle into USDC; Fiat24 provides bank transfers in and out.

Best for

Low commitment

Computed from the published record — hover a tag for the fact that earned it. Not editorial picks.

Accounts are provided by Fiat24 and settled on Arbitrum, with USDC as the default top-up asset. The issuer publishes card limits in euros — 1,600 EUR per day for contactless and 5,000 EUR per day for other payment methods, with the monthly ceiling equal to the transaction limit — but does not publish an eligible-country list, so no regional claim is recorded here. Transfers between accounts inside the bank and out to external banks are free of SafePal and Fiat24 charges, though receiving banks may charge their own. On-chain settlement means gas fees apply and are outside the issuer’s control.

How SafePal Card compares

Of the 43 cards on file, 7 publish a flat foreign-currency rate. Those rates run from 0% to 3%, with a median of 1%. At 1%, SafePal Card is at or below the median. Cards whose FX pricing varies by tier or region are not in this comparison — a single number cannot represent them honestly.

SafePal Card charges no annual fee, which is the norm rather than the exception here: 11 of the 43 cards on file state the card itself is free to hold, and only 7 publish a recurring charge. Free-to-hold is where crypto cards compete least — the differences live in FX, funding and ATM terms.

The issuer publishes no figure for physical card, virtual card, replacement, atm (domestic) and atm (international) — 5 of the nine categories we track. We record that as "not published" rather than assuming zero, because an unpublished fee is a question, not an answer. If you depend on one of these, the only reliable source is the issuer's support channel, in writing.

Every comparison in this section is computed from the 43-card registry at render time — when a record changes, these sentences change with it.

Other Mastercard cards on file

Sources

Issuer sitewww.safepal.com· Issuer document, read 2026-07-25
Fee documentsafepalsupport.zendesk.com· Issuer document, read 2026-07-25
Termsnone found· Not verified against an issuer document

FeeFloor is not affiliated with SafePal Card and does not verify the issuer’s regulatory status or whether the card is legally available to you. Card terms change without notice — check the issuer’s page before acting on anything here. Report a correction.

Thinking about SafePal Card?

Read the fee schedule at the source before you apply — the figures on this page are what the issuer published on the date shown beside each one, and card terms change without notice.

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