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SafePal Card card fees

Mastercard9/9 sourced

Availability not published by the issuer

Operator
SafePal
Issuer
Fiat24

These fees are quoted, not measured. FeeFloor measures exchange execution cost from live order books. A card fee cannot be measured that way — it is published by the issuer. So every figure below links to the issuer’s own document and shows the date we last read it. 9 of 9 fee fields on this card are backed by a primary document.

Published fees

“Not published” means we read the issuer’s documents and the figure was not there — not that it is free.

SafePal Card published fees
FeePublished
Monthly feeFree

The issuer states there are no account management fees.

Issuer document, read 2026-07-25

Annual feeFree

No account opening fees, management fees, or any other additional charges are stated.

Issuer document, read 2026-07-25

Physical cardNot published

Issuer document, read 2026-07-25

Virtual cardNot published

Issuer document, read 2026-07-25

ReplacementNot published

Issuer document, read 2026-07-25

Funding / conversionFree

The fee article states the standard deposit/top-up fee is set at 0%. Note that the SafePal banking page separately advertises rates "as low as 0.4%" for crypto top-ups and "as low as 0.6%" for fiat transfers and deposits.

Issuer document, read 2026-07-25

Foreign currency1%

Charged on Mastercard transactions settled in a currency other than USD. A separate processing fee of 1 USD / 1 EUR / 1 CHF / 7 CNH applies per refund, depending on the payment currency.

Issuer document, read 2026-07-25

ATM (domestic)Not published

Issuer document, read 2026-07-25

ATM (international)Not published

Issuer document, read 2026-07-25

What the issuer states

Operator
SafePal
Issuing entity
Fiat24
Network
Mastercard
Reward asset
Not stated
Chains
Arbitrum
Assets
USDC

Accounts are provided by Fiat24 and settled on Arbitrum, with USDC as the default top-up asset. The issuer publishes card limits in euros — 1,600 EUR per day for contactless and 5,000 EUR per day for other payment methods, with the monthly ceiling equal to the transaction limit — but does not publish an eligible-country list, so no regional claim is recorded here. Transfers between accounts inside the bank and out to external banks are free of SafePal and Fiat24 charges, though receiving banks may charge their own. On-chain settlement means gas fees apply and are outside the issuer’s control.

Check it at the issuer

Card terms change without notice, and the figures above are what SafePal Card published on the date shown next to each one. Before you apply, read them at the source.

Not an affiliate link. FeeFloor earns nothing if you open this card, and its position on our list cannot be bought.

Sources

FeeFloor is not affiliated with SafePal Cardand does not verify the issuer’s regulatory status or whether the card is legally available to you. Card terms change without notice — check the issuer’s page before acting on anything here. Report a correction.

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