Krak card fees
Availability not published by the issuer · Mastercard · custodial
These fees are quoted, not measured. FeeFloor measures exchange execution cost from live order books. A card fee cannot be measured that way — it is published by the issuer. So every figure below links to the issuer’s own document and shows the date we last read it. 9 of 9 fee fields on this card are backed by a primary document.
Published fees
“Not published” means we read the issuer’s documents and the figure was not there — not that it is free.
| Fee | Published |
|---|---|
| Monthly fee | Free Account opening and account closing both free. |
| Annual fee | Free |
| Physical card | Free Plastic debit card free. Metal card free for eligible users. |
| Virtual card | Free |
| Replacement | Varies by tier Plastic card replacement GBP/EUR 4.99; metal card replacement GBP/EUR 60. Metal cards are available at no cost to users maintaining a 30-day average balance of at least GBP/EUR 50,000. |
| Funding / conversion | Varies Linked bank transfer (ACH) and wire free. Apple Pay, Google Pay and debit-card deposits cost a fixed $0.25 plus 3.75%. Crypto spending carries a spread included in the conversion rate rather than a stated fee. |
| Foreign currency | Free Kraken states it charges no FX fee when spending in foreign currencies and passes on the Mastercard exchange rate without markup. |
| ATM (domestic) | Free No Krak fee; third-party ATM operators may charge their own. |
| ATM (international) | Free No Krak fee; third-party ATM operators may charge their own. |
What the issuer states
- Operator
- Kraken
- Issuing entity
- Not stated
- Network
- Mastercard
- Reward asset
- Not stated
- Chains
- Not stated
- Assets
- Not stated
Pricing is quoted in GBP and EUR alongside USD, but the pricing page publishes no eligibility list. Cashback tiers are keyed to 30-day average assets held in GBP/EUR.
The part we can measure
Krak is issued by Kraken, which FeeFloor measures directly. Spending crypto on this card means converting it first, and that conversion carries a cost the issuer does not quote as a fee. Our live measurement of what a trade actually costs on Kraken — fee plus spread plus order-book slippage — is the closest honest proxy for it.
Measured Kraken trading costSources
- Issuer sitewww.kraken.com· Issuer document, read 2026-07-24
- Fee documentwww.kraken.com· Issuer document, read 2026-07-24
- Termsnone found· Not verified against an issuer document
FeeFloor is not affiliated with Krakand does not verify the issuer’s regulatory status or whether the card is legally available to you. Card terms change without notice — check the issuer’s page before acting on anything here. Report a correction.