Ready Card card fees
Availability not published by the issuer
- Operator
- Ready
- Issuer
- Kulipa
- Custody
- Self-custodial
These fees are quoted, not measured. FeeFloor measures exchange execution cost from live order books. A card fee cannot be measured that way — it is published by the issuer. So every figure below links to the issuer’s own document and shows the date we last read it. 9 of 9 fee fields on this card are backed by a primary document.
Published fees
“Not published” means we read the issuer’s documents and the figure was not there — not that it is free.
| Fee | Published |
|---|---|
| Monthly fee | Not published Metal is billed for a year upfront; the issuer states a monthly option is planned. |
| Annual fee | Varies by tier Ready Lite is free. Ready Metal costs 120 USDC for the first year, paid upfront, and does not renew automatically. |
| Physical card | $6.99 Shipping charge on the Lite tier. The Metal card is included in the 120 USDC membership. |
| Virtual card | Free A free virtual card is included on both tiers. |
| Replacement | Not published The issuer states a card can be frozen and a replacement requested in the app, without publishing a price. |
| Funding / conversion | Free The issuer states there are no top-up fees and no crypto-to-fiat conversion spread; 1 USDC is settled as 1 USD. |
| Foreign currency | Varies by tier Ready Lite pays 1% on card transactions in another currency. Ready Metal pays 0%. Conversion uses the official Mastercard exchange rate at the time of purchase. |
| ATM (domestic) | Varies by tier Ready Metal: up to $800 a month of withdrawals free. Ready Lite: 2% on every withdrawal. Withdrawal limits are $500 a day, $2,500 on a rolling 30-day window and $30,000 a year. |
| ATM (international) | Varies The issuer publishes one ATM schedule worldwide and notes that some ATM operators add their own third-party fee on top. |
Tiers
- Ready Lite
Earns Ready Rewards points on eligible card activity; the issuer states current earn rates are shown in the app rather than published.
- Ready Metal3% rewards
3% cashback paid in STRK on the 10th of each month, capped at $150 a month and $1,800 a year. The current card page frames the same benefit as "up to 3% back in points".
What the issuer states
- Operator
- Ready
- Issuing entity
- Kulipa
- Network
- Mastercard
- Reward asset
- STRK
- Chains
- Starknet
- Assets
- USDC
Spends USDC only; the issuer states other assets may be added later. Funding by bank transfer is converted to USDC automatically. Spending limits are $10,000 a day and $30,000 over 30 days, applied per user rather than per card. No eligible-country list is published, and the help centre article on country exclusions sits behind a sign-in wall, so no regional claim is recorded here. Cashback excludes gambling, ATM withdrawals, money transfers and other cash-equivalent categories.
Check it at the issuer
Card terms change without notice, and the figures above are what Ready Card published on the date shown next to each one. Before you apply, read them at the source.
Not an affiliate link. FeeFloor earns nothing if you open this card, and its position on our list cannot be bought.
Sources
- Issuer sitewww.ready.co· Issuer document, read 2026-07-25
- Fee documentwww.ready.co· Issuer document, read 2026-07-25
- Termswww.ready.co· Issuer document, read 2026-07-25
FeeFloor is not affiliated with Ready Cardand does not verify the issuer’s regulatory status or whether the card is legally available to you. Card terms change without notice — check the issuer’s page before acting on anything here. Report a correction.
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