Ready Card fees
Availability not published by the issuer
- Operator
- Ready
- Issuer
- Kulipa
- Custody
- Self-custodial
Published verdict · $1,000 foreign purchasefloor
Read from issuer documents · 9/9 sourced · last read 2026-07-25
Foreign purchase
published components only
Cost to hold
annual fee, as published
Cashback
as published
Yield
per third-party listing
Read the fee schedule before you apply
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These fees are quoted, not measured. FeeFloor measures exchange execution cost from live order books. A card fee cannot be measured that way — it is published by the issuer. So every figure below links to the issuer’s own document and shows the date we last read it. 9 of 9 fee fields on this card are backed by a primary document.
Published fees
“Not published” means we read the issuer’s documents and the figure was not there — not that it is free.
| Fee | Published |
|---|---|
| Monthly fee | Not published Metal is billed for a year upfront; the issuer states a monthly option is planned. |
| Annual fee | Varies by tier Ready Lite is free. Ready Metal costs 120 USDC for the first year, paid upfront, and does not renew automatically. |
| Physical card | $6.99 Shipping charge on the Lite tier. The Metal card is included in the 120 USDC membership. |
| Virtual card | Free A free virtual card is included on both tiers. |
| Replacement | Not published The issuer states a card can be frozen and a replacement requested in the app, without publishing a price. |
| Funding / conversion | Free The issuer states there are no top-up fees and no crypto-to-fiat conversion spread; 1 USDC is settled as 1 USD. |
| Foreign currency | Varies by tier Ready Lite pays 1% on card transactions in another currency. Ready Metal pays 0%. Conversion uses the official Mastercard exchange rate at the time of purchase. |
| ATM (domestic) | Varies by tier Ready Metal: up to $800 a month of withdrawals free. Ready Lite: 2% on every withdrawal. Withdrawal limits are $500 a day, $2,500 on a rolling 30-day window and $30,000 a year. |
| ATM (international) | Varies The issuer publishes one ATM schedule worldwide and notes that some ATM operators add their own third-party fee on top. |
What a purchase actually costs
Computed from the fees the issuer publishes, at two purchase sizes. When any component is unpriced — a tiered rate, a “varies”, a fee in another currency — the total is a floor, not the full price. No issuer on our list publishes its conversion spread, so none of these totals include it.
Base-currency purchase
- Funding / conversionFree
- On a $10 purchase
- $0.00 (0.00%)
- On a $1,000 purchase
- $0.00 (0.00%)
Foreign-currency purchase
- Funding / conversionFree
- Foreign currencyVaries by tierdepends on tier or region
- On a $10 purchase
- $0.00 (0.00%)floor
- On a $1,000 purchase
- $0.00 (0.00%)floor
From a third-party listing — not verified against the issuer
Cashback conditions: Cashback is paid in points. Points can be used to get a full refund on any qualifying card transaction. You will be refunded USDC. You need enough points to cover the full transaction amount..
Source: ranked.plus, read 2026-07-27. Where this conflicts with the issuer-sourced table above, the table wins.
Tiers
- Ready Lite
Earns Ready Rewards points on eligible card activity; the issuer states current earn rates are shown in the app rather than published.
- Ready Metal3% rewards
3% cashback paid in STRK on the 10th of each month, capped at $150 a month and $1,800 a year. The current card page frames the same benefit as "up to 3% back in points".
What the issuer states
- Operator
- Ready
- Issuing entity
- Kulipa
- Network
- Mastercard
- Reward asset
- STRK
- Chains
- Starknet
- Assets
- USDC
- KYC
- Full (identity verification required)
- Cashback
- up to 3%
- Savings APY
- 4% – 5.5%
- Funding methods
- Crypto
- Cashback: Issuer: "Up to 3% back in points"
- Savings APY: Per a third-party listing (ranked.plus); not verified against the issuer.
- Funding: USDC directly, or bank deposits converted to USDC automatically.
Best for
- Cashback
- Earning yield
- Self-custody
Computed from the published record — hover a tag for the fact that earned it. Not editorial picks.
Spends USDC only; the issuer states other assets may be added later. Funding by bank transfer is converted to USDC automatically. Spending limits are $10,000 a day and $30,000 over 30 days, applied per user rather than per card. No eligible-country list is published, and the help centre article on country exclusions sits behind a sign-in wall, so no regional claim is recorded here. Cashback excludes gambling, ATM withdrawals, money transfers and other cash-equivalent categories.
How Ready Card compares
The issuer publishes no figure for monthly fee and replacement — 2 of the nine categories we track. We record that as "not published" rather than assuming zero, because an unpublished fee is a question, not an answer. If you depend on one of these, the only reliable source is the issuer's support channel, in writing.
Every comparison in this section is computed from the 43-card registry at render time — when a record changes, these sentences change with it.
Other self-custodial cards
Sources
- Issuer sitewww.ready.co· Issuer document, read 2026-07-25
- Fee documentwww.ready.co· Issuer document, read 2026-07-25
- Termswww.ready.co· Issuer document, read 2026-07-25
FeeFloor is not affiliated with Ready Card and does not verify the issuer’s regulatory status or whether the card is legally available to you. Card terms change without notice — check the issuer’s page before acting on anything here. Report a correction.
Thinking about Ready Card?
Read the fee schedule at the source before you apply — the figures on this page are what the issuer published on the date shown beside each one, and card terms change without notice.
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