Moto Card fees
Availability not published by the issuer
- Operator
- Moto
Not open to the public. The issuer’s site offers only a waitlist and publishes no fee schedule or terms.
Published verdict · $1,000 foreign purchasefloor
Read from issuer documents · 9/9 sourced · last read 2026-07-25
Foreign purchase
published components only
Cost to hold
annual fee, as published
Cashback
as published
Yield
none sourced
Moto Card is waitlist-only — pricing may change at launch
Not an affiliate link — FeeFloor earns nothing if you open this card, and its place on our list cannot be bought.
These fees are quoted, not measured. FeeFloor measures exchange execution cost from live order books. A card fee cannot be measured that way — it is published by the issuer. So every figure below links to the issuer’s own document and shows the date we last read it. 9 of 9 fee fields on this card are backed by a primary document.
Published fees
“Not published” means we read the issuer’s documents and the figure was not there — not that it is free.
| Fee | Published |
|---|---|
| Monthly fee | Not published The issuer refers to a "Moto membership" but does not price it. |
| Annual fee | Not published |
| Physical card | Not published |
| Virtual card | Not published |
| Replacement | Not published |
| Funding / conversion | Not published |
| Foreign currency | Free Landing-page claim: "No foreign transaction fees. Spend in any currency at the real exchange rate in 180+ countries." No fee schedule or terms document exists yet to confirm it. |
| ATM (domestic) | Not published |
| ATM (international) | Not published |
What a purchase actually costs
Computed from the fees the issuer publishes, at two purchase sizes. When any component is unpriced — a tiered rate, a “varies”, a fee in another currency — the total is a floor, not the full price. No issuer on our list publishes its conversion spread, so none of these totals include it.
Base-currency purchase
- Funding / conversionNot publishednot published by the issuer
No published figure allows this to be computed — every relevant component is unpriced by the issuer.
Foreign-currency purchase
- Funding / conversionNot publishednot published by the issuer
- Foreign currencyFree
- On a $10 purchase
- $0.00 (0.00%)floor
- On a $1,000 purchase
- $0.00 (0.00%)floor
What the issuer states
- Operator
- Moto
- Issuing entity
- Not stated
- Network
- Visa
- Reward asset
- Not stated
- Chains
- Not stated
- Assets
- Not stated
- KYC
- Not stated
- Cashback
- up to 5%
- Savings APY
- Not stated
- Funding methods
- Not sourced yet
- Cashback: Pre-launch marketing claim: up to 5% cashback on every spend. No fee schedule exists yet to confirm it.
Best for
- Travel spending
- Cashback
Computed from the published record — hover a tag for the fact that earned it. Not editorial picks.
Marketed as a Visa Infinite card usable in 180+ countries, with up to 5% cashback, travel insurance, concierge and airport lounge access. Spending is described as collateralised by the holder’s digital assets and settled at month end rather than as extended credit. None of this is available to open yet.
How Moto Card compares
Moto Card is not open to the public yet. Every figure on this page is what the issuer has chosen to publish before launch — pricing frequently changes between waitlist and general availability, so treat this record as a preview, not a commitment.
The issuer publishes no figure for monthly fee, annual fee, physical card, virtual card, replacement, funding / conversion, atm (domestic) and atm (international) — 8 of the nine categories we track. We record that as "not published" rather than assuming zero, because an unpublished fee is a question, not an answer. If you depend on one of these, the only reliable source is the issuer's support channel, in writing.
Every comparison in this section is computed from the 43-card registry at render time — when a record changes, these sentences change with it.
Cards whose issuers state EEA availability
Sources
- Issuer sitewww.moto-card.com· Issuer document, read 2026-07-25
- Fee documentnone found· Not verified against an issuer document
- Termsnone found· Not verified against an issuer document
FeeFloor is not affiliated with Moto Card and does not verify the issuer’s regulatory status or whether the card is legally available to you. Card terms change without notice — check the issuer’s page before acting on anything here. Report a correction.
Thinking about Moto Card?
Read the fee schedule at the source before you apply — the figures on this page are what the issuer published on the date shown beside each one, and card terms change without notice.
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