Gnosis Pay card fees
Availability not published by the issuer
- Operator
- Gnosis Pay
- Issuer
- Monavate Limited (FCA-authorised electronic money institution, FRN 901097)
- Custody
- Self-custodial
Published verdict · $1,000 foreign purchase
Read from issuer documents · 9/9 sourced · last read 2026-07-24
Foreign purchase
published components only
Cost to hold
annual fee, as published
Cashback
per third-party listing
Yield
per third-party listing
Read the fee schedule before you apply
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These fees are quoted, not measured. FeeFloor measures exchange execution cost from live order books. A card fee cannot be measured that way — it is published by the issuer. So every figure below links to the issuer’s own document and shows the date we last read it. 9 of 9 fee fields on this card are backed by a primary document.
Published fees
“Not published” means we read the issuer’s documents and the figure was not there — not that it is free.
| Fee | Published |
|---|---|
| Monthly fee | Not published No monthly fee stated in the official fees article. |
| Annual fee | Not published No annual fee stated in the official fees article. Third-party reviews cite an annual account fee; that figure is not published at this source and is therefore not recorded. |
| Physical card | Free Card order free, including shipping of the physical card. |
| Virtual card | Not published |
| Replacement | €4.99 Charged in EURe/GBPe/USDCe; includes replacement shipping. |
| Funding / conversion | Free 1:1 stablecoin usage — a EUR 10 purchase equals 10 EURe. |
| Foreign currency | Free No added fees from Gnosis Pay for currency conversion; Visa's exchange rate is applied. |
| ATM (domestic) | Varies Up to 5 free ATM withdrawals per month or up to 200 EURe/GBPe/USDCe, whichever comes first; 2% per additional withdrawal after the allowance is exceeded. |
| ATM (international) | Varies Same fair-usage allowance as domestic: 5 free withdrawals or 200 EURe/GBPe/USDCe per month, then 2%. |
What a purchase actually costs
Computed from the fees the issuer publishes, at two purchase sizes. When any component is unpriced — a tiered rate, a “varies”, a fee in another currency — the total is a floor, not the full price. No issuer on our list publishes its conversion spread, so none of these totals include it.
Base-currency purchase
- Funding / conversionFree
- On a $10 purchase
- $0.00 (0.00%)
- On a $1,000 purchase
- $0.00 (0.00%)
Foreign-currency purchase
- Funding / conversionFree
- Foreign currencyFree
- On a $10 purchase
- $0.00 (0.00%)
- On a $1,000 purchase
- $0.00 (0.00%)
From a third-party listing — not verified against the issuer
Cashback conditions: The cashback program features five tiers of cashback rewards, ranging from 1% to 4% based on the amount of GNO held in your Gnosis Pay Safe. Gnosis Pay OG NFT holders enjoy an extra 1%. Cashback is paid in either GNO or CRC..
Source: ranked.plus, read 2026-07-27. Where this conflicts with the issuer-sourced table above, the table wins.
What the issuer states
- Operator
- Gnosis Pay
- Issuing entity
- Monavate Limited (FCA-authorised electronic money institution, FRN 901097)
- Network
- Visa
- Reward asset
- GNO or CRC
- Chains
- Ethereum, Polygon, Gnosis Chain
- Assets
- USDC, EURC, EURe, GBPe
- KYC
- Full (identity verification required)
- Cashback
- 1% – 5%
- Savings APY
- 3% – 5%
- Funding methods
- SEPACrypto
- Cashback: Per a third-party listing (ranked.plus); not verified against the issuer.
- Savings APY: Per a third-party listing (ranked.plus); not verified against the issuer.
- Funding: Issuer: "This article explains the two main ways to fund your Gnosis Card Safe: by using a SEPA bank transfer via your personal IBAN (fiat on-ramp), or by converting cryptocurrency into stablecoins (crypto on-ramp)."
Best for
- Travel spending
- Cashback
- Earning yield
- Self-custody
Computed from the published record — hover a tag for the fact that earned it. Not editorial picks.
Issuer does not publish an eligibility list at the sources read; EEA/UK coverage not confirmed from a primary document.
How Gnosis Pay compares
The issuer publishes no figure for monthly fee, annual fee and virtual card — 3 of the nine categories we track. We record that as "not published" rather than assuming zero, because an unpublished fee is a question, not an answer. If you depend on one of these, the only reliable source is the issuer's support channel, in writing.
Every comparison in this section is computed from the 43-card registry at render time — when a record changes, these sentences change with it.
Other self-custodial cards
Sources
- Issuer sitegnosispay.com· Issuer document, read 2026-07-24
- Fee documenthelp.gnosispay.com· Issuer document, read 2026-07-24
- Termshelp.gnosispay.com· Issuer document, read 2026-07-24
FeeFloor is not affiliated with Gnosis Pay and does not verify the issuer’s regulatory status or whether the card is legally available to you. Card terms change without notice — check the issuer’s page before acting on anything here. Report a correction.
Thinking about Gnosis Pay?
Read the fee schedule at the source before you apply — the figures on this page are what the issuer published on the date shown beside each one, and card terms change without notice.
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